FAQs for Finding the Right Retirement Home in Sacramento, CA
If retirement is in your future, one of the first choices you’ll have to make is whether to remain in your existing residence or relocate to a retirement community. There is a wide variety of retirement communities in Sacramento from which to choose so you should do your homework. Jazba Care is here to help. Below, we’ll explain what retirement communities are and when it’s a good idea to start exploring for one. We’ll also provide tips for picking the right retirement community.
What is a Retirement Home?
Retirement homes in Sacramento, CA provide housing, community and social activities, and typically nutritious meal plans for the elderly, and are sometimes referred to as nursing homes or assisted living facilities. Although residents may get some help with activities of daily living, such as remembering to take medications or getting dressed and out of bed, the goal of retirement communities is to ensure that residents may maintain as much independence as they like.
What is the Average Cost of a Retirement Home in Sacramento?
Location, amenities, and the required degree of care may all affect the overall cost of retirement communities and assisted living facilities in Sacramento. Recent numbers put the average monthly cost of an assisted living facility in Sacramento at roughly $4,500, with retirement homes coming in at around $3,500. Some institutions may offer extra services like memory care or specialist medical treatments, which might increase these fees. While choosing a senior care facility, it’s crucial for families to do their homework and consider their loved one’s individual requirements. Families might also consider applying for benefits like Medicaid or veteran’s compensation to assist in reducing the expense of healthcare.
Are Retirement Homes Tax Deductible?
If a family member must move into an assisted living facility, the costs associated with that move are often tax deductible. For example, if you, a dependent, or your spouse is residing in a retirement home due to the necessity for continual medical care, the total cost of such a residence is fully tax deductible. Retirement home residents who are there for reasons other than medical care can deduct the cost of their annual medical costs but no other living expenses (such as rent and food).
Will a Retirement Home or Assisted Living Use Your Social Security Check?
Some retirement communities in Sacramento, CA will handle residents’ social security payments on their behalf at the resident’s or caretaker’s request; however, residents or conservators always retain the option to handle their own social security payments and bank accounts. If they deposit their Social Security check and it raises their bank balance above $1,600, they will lose Medicaid eligibility, albeit temporarily.
When is the Right Time to Consider a Retirement Home?
If you have a parent or loved one who is aging and you’ve been wondering whether they might enjoy life more in a retirement community, you may be considering when the best time is to make the transition. While there is no one-size-fits-all answer to this question because every person’s needs and circumstances are unique, we can tell you that the average age in a retirement home is 84.
If the elder in your life is still blessed to be enjoying autonomy, good memory and cognition, and is otherwise able to completely care for themselves, they may not have need of an attentive 24-hour retirement home staff like those at Jazba Care. However, most retirement home residents tend to move in around the age of 75, depending on their medical needs
Top 5 Things to Consider in Finding a Retirement Home in Sacramento, CA
While the thought of moving into a retirement home may strike terror into the hearts of some, the reality is that assisted living facilities may greatly reduce the stress and anxiety of daily life for the elderly. There will be a wide range of prices and features available in retirement communities. The top five features of a good retirement community are as follows.
- Socialization: Do residents of the retirement community you’re considering have access to regular events, social activities, or communal places where they can get to know one another? A senior’s physical and mental well-being might benefit greatly from their decision to move into a retirement community with a strong sense of community.
- Meal Preparation: Having to prepare meals for oneself might feel more like work rather than a source of pleasure as we age. Choose a retirement community that makes it easy and economical to eat well three times a day by providing caterers, in-house cooks, or a meal plan.
- Experienced and Quality Staff: What kind of care and attention can you expect from the personnel at the retirement community you’re considering? Finding assisted living homes that have health criteria for staff is another option. Visit the facility and meet the staff in person to ensure that your loved one is comfortable with the individuals who will be providing daily care to them.
- Mobility and Freedom: When they need to go to the bank or run errands, will your elderly parent or other loved one have access to the “outside world?” Choose a retirement community that either has its own transportation service or works with a community group that offers transportation to their retirement home or community.
- Location to Family: A senior’s desire to move into a retirement community may be influenced by how close they are to their own children and grandchildren. Locations with higher quality of life may also be important considerations for retirees when deciding where to call home. They might value proximity to amenities like public parks and libraries that tend to be found in more urban settings.
Jazba Care – The Sacramento Area’s Premier Retirement Home
Transitioning into an assisted living facility can be rewarding, increasing opportunities for socialization with peers and even having healthful dividends, even in a practical, medical sense, for years to come. Although the thought of moving into a retirement community (or moving a loved one into a retirement community) can be challenging, change is never easy.
Are you looking for one of the best cared-for retirement communities in the Sacramento area? Get in touch with Jazba Care right now by calling them or visiting their website.
